Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 2, 2016

3 Smart Home Gadgets That Are Worth the Investment

It's no secret that high-tech homes can provide a more effortless living experience while also being just really, really cool. If you're looking to up-the-ante and introduce high-tech gadgets into your home, check out our top three smart-home suggestions: 1. Robotic Vacuum Cleaner Robotic vacuum cleaners are one of our favorite high-tech toys as they can alleviate a significant portion of the burden of your regular household chores. They're even more beneficial considering the fact that they … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Technology, Upgrades and Renovations

Bob Ramalho August 1, 2016

What’s Ahead For Mortgage Rates This Week – August 1, 2016

Last week's economic reports included S&P Case-Shiller Housing Market Indices, reports on new and pending home sales, Freddie Mac's weekly mortgage rates survey. The Federal Reserve released its customary statement after the scheduled Federal Open Market Committee meeting concluded; the Committee did not raise the federal funds rate of 0.25 percent, but indicated that economic risks were fewer, which suggested that the key Fed rate may be increased in September. According to the S&P … [Read more...]

Filed Under: Mortgage Rates Tagged With: Homes Sales, Mortgage Rates

Bob Ramalho July 29, 2016

How to Gain the Upper Hand in Real Estate Negotiations Without Being Mean or Rude

In a typical real estate transaction, numerous factors may be negotiated, and the terms of the purchase may be negotiated at different times throughout the process. For example, the contract may be negotiated at the time the original offer is made, but revisions to the contract may be negotiated after the property inspection has been completed. Both parties want to have the upper hand in negotiations, but those who focus on a few points are more likely to walk away feeling satisfied with the … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Home Seller Tips, Negotations

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