Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 23, 2016

3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage

There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before. Put More On Your Card It's important to put purchases on your credit card that you can afford to pay off … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Bob Ramalho December 22, 2016

Goodbye, Curtains: Try These Fun and Fashionable Ways to Dress up Your Windows

Windows can add a lot to the look of your home, and this means that dressing them up properly is an important key for aesthetic appeal. While draggy, neutral-colored curtains can be one of the less exciting aspects of decorating your home, here are a few ways you can adorn the most basic of home fixtures and turn your windows into something truly unique. A Reconstituted Valance A short curtain can be a nice, less fussy way to adorn your windows, but if you have a kitchen space in need of warming … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Real Estate Tips

Bob Ramalho December 21, 2016

Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval

There's a lot of flexibility and personal freedom associated with self-employment that can be a great benefit to your lifestyle and your pocketbook. However, because of the somewhat unpredictable nature of self-employment, it can make acquiring a mortgage a little more difficult. If you've recently become self-employed or have been in the game for a while, here are some things you may want to consider before submitting your mortgage application. Putting More Money Down 20% is often considered … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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