Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 30, 2016

Home Showing Tips: How to Stress the Positives Without Sounding like a Used Car Salesperson

Selling a home is a difficult enough task as it is, but the longer a home stays on the market the easier it is to fall into the trap of sounding like a used car salesperson and accidentally pushing people away. There are ways to make sure potential buyers see the positive aspects of the home without coming on too strong and leaving them skeptical. Proper Staging Will Show Off The Best Parts Of A Home Many sellers rely on the imagination of the buyer to sell aspects of a home. Why tell somebody … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Open Houses, Selling A Home

Bob Ramalho September 29, 2016

Investing in a Vacation Property? Learn What You’ll Need to Have to Get A Mortgage Approved

With approximately one million people having purchased vacation homes in the last year, this type of residence is gaining popularity for those who are interested in a home in a beach setting or a vacation hot spot. However, while a second home can seem like a great purchase and solid investment opportunity, there are different requirements that go into this type of purchase. If you're considering a vacation home, you may want to be aware of the following financial factors. The Down Payment … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Investment Properties, Mortgage

Bob Ramalho September 28, 2016

The Pros and Cons of Mortgage Rate Locks

If you're just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage rate lock. For those who don't like to gamble, a mortgage rate lock can offer a bit of reassurance, but there are also some downsides to this type of protection. Before signing off on this, here are the details on rate locks so you can make an informed decision. What Is A Rate Lock? For many people who are buying a home in such a tumultuous … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Rate Locks, Mortgage Tips

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