Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 26, 2016

What’s Ahead For Mortgage Rates This Week – December 26, 2016

Last week's economic news included readings on consumer spending, core inflation new home sales and regularly scheduled readings on mortgage rates and new jobless claims. Consumer Spending Dips in November Commerce Department reports on consumer spending in November indicated that consumer spending was lower in November with 0.20 percent growth as compared to October's reading of 0.40 percent growth. November's reading for core inflation, which excludes volatile food and energy sectors, was flat … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho December 23, 2016

3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage

There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before. Put More On Your Card It's important to put purchases on your credit card that you can afford to pay off … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Bob Ramalho December 22, 2016

Goodbye, Curtains: Try These Fun and Fashionable Ways to Dress up Your Windows

Windows can add a lot to the look of your home, and this means that dressing them up properly is an important key for aesthetic appeal. While draggy, neutral-colored curtains can be one of the less exciting aspects of decorating your home, here are a few ways you can adorn the most basic of home fixtures and turn your windows into something truly unique. A Reconstituted Valance A short curtain can be a nice, less fussy way to adorn your windows, but if you have a kitchen space in need of warming … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Real Estate Tips

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