The springtime is known to be one of the best times to put your home up for sale. However, if you're not necessarily planning on engaging a real estate agent, it's important to be prepared for all of the hard work involved in putting your home up for sale. Whether you're new to the market or you've never sold a home on your own before, here are some questions to ask yourself so you're prepared for selling in the coming season. Do You Know The Market? The neighborhood you live in and the buying … [Read more...]
What’s Ahead For Mortgage Rates This Week – January 9, 2017
2017 started with good news; fixed mortgage rates were lower, but the national unemployment rate ticked upward and labor reports showed fewer openings for public and private sector jobs. Construction spending was higher in November. Mortgage Rates Lower; Construction Spending Higher Freddie Mac reported lower average rates for fixed rate mortgages as the average rate for a 5/1 adjustable rate mortgage crept up. The average rate for a 30-year fixed rate mortgage dropped by 12 basis points to 4.20 … [Read more...]
4 Things You Absolutely Should Not Do After You Apply for a Mortgage
If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it's important to be aware that there are things that can have a negative impact on your application. Whether you've just submitted your documents or are getting close to it, here are some things you may want to avoid. Acquiring New Credit It may seem silly that something as minor as a new credit card can be a mark against your credit, but applying for … [Read more...]
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