Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 23, 2017

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick and easy guide to determining just how much "house" you can afford. Let's get started! Start By Making A Proper Budget The first thing you'll want to do is sit down and get a full budget put together. The easiest way to get the process started is to begin with two lists: income and expenses. For the … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Bob Ramalho August 22, 2017

Wrapping It All Up: Don’t Forget These Important Tasks After Closing on Your New Home

The negotiations are over. The seller has accepted your bid and the paperwork has been signed. Shortly, you'll be handed the keys to your new home and you can start moving in. But of course, the work doesn't end after the real estate closing process. In fact, it's just beginning! In today's article, we'll share a few essential tasks that you'll want to get to work on after the closing process is over. Backup And Copy All Of The Paperwork If you haven't bought a house before, you'll soon discover … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips

Bob Ramalho August 21, 2017

What’s Ahead For Mortgage Rates This Week – August 21, 2017

Last week's economic readings included the National Association of Home Builders Housing Market Index and readings on housing starts and building permits issued. Consumer sentiment for August was reported by the University of Michigan. Weekly reports on mortgage rates and new jobless claims were also released. NAHB: Builder Confidence Jumps 4 Points in August Builder confidence in housing market conditions improved by four index points in August after reaching its lowest reading in eight months … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

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