Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 7, 2019

What’s Ahead For Mortgage Rates This Week – January 7th, 2019

Last week's economic reports included Labor Department readings on private and public sector jobs, the national unemployment rate. Weekly readings on mortgage rates and first-time jobless claims were also released. Monthly reporting on construction spending was delayed due to the government shutdown. Public and Private-Sector Jobs Growth Exceeds Expectations ADP reported 271private sector jobs added in December as compared to 157,000 jobs added in November. Analysts expected 182,000 jobs added … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Interest

Bob Ramalho January 4, 2019

Why A Buyer Needs An Independent Inspection At Closing

Many sellers hire inspectors and appraisers to value their home prior to placing it on the market. It's important for buyers to hire their own inspector to get an independent opinion. If a buyer orders an inspection before the sale goes through, the seller may have to resolve any issues that arise. If you forego the inspection, you inherit any problems that come with the house. Importance Of Inspections Homes aren't always well cared for and it's relatively easy for an unethical owner to paint … [Read more...]

Filed Under: Real Estate Tagged With: Home Inspection, Home Repairs, Real Estate

Bob Ramalho January 3, 2019

4 Reasons Why Home Ownership Is Better Than Renting

Are you trying to decide if you should rent or buy? There are many reasons why home ownership is better than renting. Here are just a few to consider when you're making your decision. 1. Stability For Your Family When you own your home, the life of your family will be more stable. If you have children, this is a an even more valuable benefit. Your kids will be able to settle down into the routine of school and extracurricular activities. They'll be able to make lifelong friends in the … [Read more...]

Filed Under: Real Estate Tagged With: Home Ownership, Outdoor Space, Real Estate

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