Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 24, 2019

How To Create A Home-Buying Partnership

Many want to have a home, yet find it difficult to afford one by themselves. Some people are forming home-buying partnerships to buy a home and live in it together. Here are some considerations for those interested in forming a home-buying partnership. A home-buying partnership is a legal and personal relationship that is similar to having a permanent roommate. It has the feeling of being married to the other person in a legal way, not in a romantic way. Like any business partnership, there are … [Read more...]

Filed Under: Real Estate Tagged With: Home Purchase, Market Trends, Real Estate

Bob Ramalho September 23, 2019

What’s Ahead For Mortgage Rates This Week – September 23rd, 2019

Last week’s economic reports included readings from the National Association of  Home Builders on housing market conditions, Commerce Department reports on Housing starts and building permits issued and the National Association of Realtors® report on sales of previously owned homes. The Fed reduced its key interest rate and weekly reports on mortgage rates and first-time jobless claims were also released. Builder Confidence in Housing Market Improves, Sales of Pre-Owned Homes Rise … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Bob Ramalho September 20, 2019

Is It Possible To Have A Hurricane-Proof Home?

The recent total devastation of the Bahamas by hurricane Dorian reinforced the need for hurricane-proof homes in areas that are subject to this risk. Building codes have not kept up with the increasing severity of the weather. Wind Damage As an example, Florida communities, such as the Miami-Dade County area, have building codes that are designated by risk zones. The risk zones in Miami-Dade County are: Risk Category I - Buildings must be able to withstand 165 mph winds. Risk Category II - … [Read more...]

Filed Under: Real Estate Tagged With: Home Safety, Real Estate, Weatherization

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