Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 18, 2024

Why Checking for Open Permits Is Essential Before Selling Your Home

When preparing your home for sale, there’s a checklist of tasks to tackle like decluttering, staging, and perhaps making minor repairs. One item that often gets overlooked, yet is critically important, is checking for open permits on your property. Ignoring this step could lead to unexpected delays, renegotiations, or even jeopardizing your sale entirely. Here's what you need to know about open permits and why resolving them is vital. What Are Open Permits? An open permit occurs when work … [Read more...]

Filed Under: Home Seller Tips Tagged With: Open Permits, Real Estate Tips, Seller Advice

Bob Ramalho December 17, 2024

Tips for a More Productive and Comfortable Home Office Space

As remote work continues to progress, having a well-designed home office is more than just a luxury, it has become a necessity. A thoughtfully created workspace can increase productivity, boost creativity, and promote overall well-being. I have seen how creating a productive environment impacts work-from-home efficiency and comfort. Whether you’re setting up a corner nook or dedicating an entire room, here are six practical ideas to transform your home office into an ideal place to get … [Read more...]

Filed Under: Real Estate Tagged With: Home Office Design, Productivity Tips, Remote Work

Bob Ramalho December 16, 2024

What’s Ahead For Mortgage Rates This Week – December 16th, 2024

Last week featured a light release schedule, with the key highlights being the CPI and PPI reports. The CPI has proven to be exactly within expectations, signaling the Federal Reserve should be on track for another planned rate cut. However, this was offset by higher-than-expected PPI inflation. Despite these mixed signals, both indicators show stable trends, and overall inflation appears to be moving toward the Federal Reserve's target. The Federal Reserve remains committed to reducing … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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