Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 17, 2019

4 Easy Ways to Make the Most of Your Outdoor Living Space

If you want to maximize your outdoor living areas, the ideas below will help you do so. Backyards are seldom used to their full potential. No matter how large or small your yard is, a makeover can create cozy sitting areas and larger spaces that are perfect for entertaining. Here are four ideas to transform how you use your yard: 1. Move Your Kitchen Outside Outdoor kitchens let you enjoy fine weather while you cook. It also makes feeding a large gathering easier since there's probably a lot of … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Outdoor Updates, Real Estate

Bob Ramalho October 16, 2019

How To Get Your Free Annual Credit Report And Why You Need It

Your credit report influences whether or not you'll qualify for a mortgage and what kind of interest you'll pay on that loan. This isn't something you can safely ignore. Smart homebuyers understand the importance of monitoring credit scores and credit reports. Here is some information about how to get your credit report. Free Credit Report Available You're entitled to free credit report, according to the Fair Credit Reporting Act. You can get one free report each year from each of the three … [Read more...]

Filed Under: Mortgage Tagged With: Credit Report, Credit Score, Mortgage

Bob Ramalho October 15, 2019

What’s Ahead For Mortgage Rates This Week – October 15th, 2019

Last week’s economic releases included readings on inflation, an essay from Dallas Federal Reserve President Robert Kaplan and the monthly consumer sentiment index. Weekly reports on mortgage rates and new jobless claims were also released. Inflation Flat in September Inflation did not change in September; August’s reading showed 0.10 percent growth, which matched the July reading. Falling gasoline prices caused the flat reading. Analysts said that cooling inflation may prompt … [Read more...]

Filed Under: Financial Reports Tagged With: Federal Funds Rate, Financial Reports, Mortgage Rates

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