Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 27, 2020

Home Improvements For A New Home Or When Getting Ready To Sell

Some simple home improvements increase the attractiveness of a home and may help with a sale. If you are getting ready to sell your home or if you just want to beautify it a little, here are some low-cost tips for home improvements to consider. Go Green Adding indoor plants is nice and improves interior air quality. If you have the room for it, consider a vertical garden. A vertical garden may use the entire ceiling-to-floor area of one wall. With the proper type of grow lights, it is possible … [Read more...]

Filed Under: Real Estate Tagged With: Home Improvement, Home Staging Tips, Real Estate

Bob Ramalho March 26, 2020

Paying Rent And Mortgages With A Credit Card

When people purchase a house, they usually set up their mortgage payments as a direct draft out of a checking account. The same is typically true of rent payments; however, many people have wondered if there was another way to pay rent or mortgage. After all, there are credit cards out there that have fantastic rewards. It would be great to take advantage of these rewards by placing rent and mortgage payments on a card. Sadly, there is no way to pay rent or mortgage with a credit card without a … [Read more...]

Filed Under: Mortgage Tagged With: Credit Cards, Mortgage, Rent

Bob Ramalho March 25, 2020

Should I Pay Off My Mortgage Or Invest the Money?

To understand what to do with a windfall or extra disposable income when it comes to paying down a mortgage or investing the money, we need to discuss and understand the concept of opportunity cost. What Is Opportunity Cost? The concept of opportunity cost takes into consideration the total financial impact of the use of funds when applied in different ways, to be able to compare the effectiveness of how it is best to use them. The opportunity cost considers the risks involved, the potential … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Tax Implications

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