Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 21, 2021

What’s Ahead For Mortgage Rates This Week – June 21, 2021

Last week’s economic news included readings from the National Association of Home Builders on housing markets and  Commerce Department readings on housing starts and building permits issued. Weekly reports on mortgage rates and jobless claims were also published. NAHB: Home Builder Sentiment Slips Amid High Materials Prices, Labor Shortages The National Association of Home Builders Housing Market Index fell two points to a May index reading of 81. Readings above 50 indicate that most … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho June 18, 2021

FOMC Statement: Fed Predicts 2 Interest Rate Hikes in 2023

The Federal Open Market Committee of the Federal Reserve said in its post-meeting statement that the Federal Reserve expects to raise its benchmark interest rate range twice during 2023. No rate changes will be made during 2022 as the economy continues to recover from the Covid-19 pandemic. The Fed’s current interest rate range is 0.00 to 0.25 percent. Fed Expects "Transitory" Inflation The Fed's post-meeting FOMC statement said that although Committee members adjusted their forecast … [Read more...]

Filed Under: Financial Reports Tagged With: COVID 19, Inflation, Interest Rates

Bob Ramalho June 17, 2021

Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if your home has been appraised at less than you envisioned, here are some options you may want to consider. Review The Appraisal Contingency Clause If an appraisal contingency clause is built into the terms of your contract, this … [Read more...]

Filed Under: Real Estate Tips Tagged With: Appraisals, Real Estate Tips, Real Estate Value

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