Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 6, 2022

The Top Signs Of Readiness To Own A Home

One of the top ways to build wealth is to own a home; however, it can be challenging to qualify for a home loan. Not everyone has the finances to maintain a house, and some people might not be ready to settle down for a prolonged amount of time. Therefore, everyone has to think carefully before deciding homeownership is the right move. What are the top signs that someone is ready to be a homeowner?  There Is Enough Money for a Down Payment One of the top signs that someone is ready to be a … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Homeownership, Stability

Bob Ramalho January 5, 2022

Mind Your Manners: Four Etiquette Tips That Will Help Make the Home Buying Process Go Smoothly

Are you currently shopping for a new home? While it's true that real estate transactions can be stressful, this stress can be minimized by following a few simple tips. For example, following proper etiquette plays a big role in making your real estate experience go smoothly, and in this post we'll share four key etiquette tips that are sure to help. Get Preapproved Prior to shopping, a buyer should check with a lender to determine the maximum loan amount they qualify for. This is proper … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotations

Bob Ramalho January 4, 2022

How Can Parents Help Their Children Buy A Home?

One of the most common dreams is homeownership; however, the cost of buying a house is rising quickly, and many children cannot afford to buy a house even after they finish school. They might be encumbered with student loans, and they could have a difficult time finding a job. Fortunately, there are ways parents can help their adult children buy a home. Help Children Build A Healthy Credit History As Early As Possible One of the biggest factors involved in an application for a home loan is the … [Read more...]

Filed Under: Real Estate Tagged With: First Time Home Buyer, Homeownership, New Home

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