Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 9, 2023

What’s Ahead For Mortgage Rates This Week – January 9, 2023

Last week’s economic reporting included readings on minutes of the most recent Federal Open Market Committee meeting and its customary post-meeting press conference, labor-sector data on public and private-sector jobs, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released. FOMC Meeting: Policymakers seek a balance between high inflation and rising rates The minutes of the Federal Open Market Committee meeting held on December 13 and 14 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho January 6, 2023

Staging Tips: How to Make a Small Backyard a Great Selling Feature

Small backyards are not the detriment that sellers seem to worry about. By putting in some work, any homeowner should be able to turn the smallest backyard into a selling feature by highlighting its assets. Here are some surefire ways to change a cramped backyard into a cozy, outdoor paradise: Invest In Size Appropriate Outdoor Furniture Too many people with small backyards make the mistake of picking out patio furniture that is meant for a larger space. While this may not matter for the people … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Staging

Bob Ramalho January 5, 2023

Lower Your Interest Rate During The First Couple Of Months With A Buydown

If you are thinking about purchasing a house today, you have probably realized that mortgage rates have increased significantly. This has made it much harder for people to afford home loans, and these higher rates have had an impact on the lender’s business as well. In an effort to make it easier for people to afford a home, you might be able to access something called a buy-down loan or a buy-down mortgage. It could help you save a significant amount of money during the first few months … [Read more...]

Filed Under: Real Estate Tagged With: Buydown, Points, Real Estate

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