Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 9, 2026

What’s Ahead For Mortgage Rates This Week – February 9th, 2026

While Consumer Sentiment has inched up slightly, Consumer Credit tells a different story. Credit usage has continued to rise, suggesting increased financial strain on consumers amid ongoing economic pressures such as inflation. Although another rate cut is still expected, its likelihood remains uncertain under the current administration. Consumer SentimentConsumer sentiment was essentially unchanged, inching up less than one index point from last month and sitting about 20% below January 2025. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho February 6, 2026

What Homeowners Need to Know About the Benefits of a Home Energy Audit

With rising utility costs and growing awareness around sustainability, many homeowners are looking for practical ways to improve energy efficiency. One of the most effective first steps is scheduling a home energy audit. A home energy audit is a professional evaluation of how your home uses energy and where improvements can be made to reduce waste, lower costs, and enhance comfort. Identifying Areas of Energy LossA home energy audit provides a detailed look at where your home may be losing … [Read more...]

Filed Under: Homeowner Tips Tagged With: Energy Audit, Home Improvement Tips, Homeowner Tips

Bob Ramalho February 5, 2026

Should You Sell Your Home As-Is?

When preparing to sell a home, homeowners have several paths to consider. One option that is becoming increasingly common is selling a property as-is. This means the home is listed and sold in its current condition, without the seller completing repairs or renovations before closing. While this approach can offer convenience, it is important to understand both the benefits and potential trade-offs before making a decision. Pros of Selling a Home As-IsSelling a home as-is can be an appealing … [Read more...]

Filed Under: Home Selling Tips Tagged With: As Is Home Sale, Home Selling Tips, Real Estate Tips

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Recent Articles

  • The Cost of Waiting for the “Perfect” Home
  • Why Square Footage Is Overrated for Most Buyers
  • Why the Best Homes Rarely Feel Perfect at First
  • What’s Ahead For Mortgage Rates This Week – February 9th, 2026
  • What Homeowners Need to Know About the Benefits of a Home Energy Audit
  • Should You Sell Your Home As-Is?
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