Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 11, 2023

What’s Ahead For Mortgage Rates This Week – September 11, 2023

Last week’s scheduled economic reporting was limited due to the U.S. Labor Day holiday on Monday. The Federal Reserve released its Beige Book report and weekly readings on mortgage rates and jobless claims were also published. Federal Reserve Releases Beige Book Report The Beige Book report is a summary of information supplied to Federal Reserve policymakers by their business and professional contacts. Highlights of September’s Beige Book report included: Accelerated leisure … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho September 8, 2023

3 Ways To Avoid Mortgage Insurance

When you are buying a home, you may run into a number of hurdles to complete the purchase. One of the items that you may be asked to purchase is called private mortgage insurance, often shortened to PMI. This is a unique insurance policy that your lender, such as the credit union or bank, may ask you to buy in order to protect themselves. In this insurance policy, the bank protects themselves against losing money if you end up defaulting on your loan. Unfortunately, if you are asked to purchase … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, PMI, Real Estate

Bob Ramalho September 7, 2023

The Five Most Common Overlooked Expenses When Selling a House

Most homeowners are so enthusiastic about putting their home on the market and getting the price they're hoping for that the expenses involved in selling a home are forgotten. However, it's often said that one has to spend money to make money, and selling a home is no exception! If you're wondering what kinds of overlooked expenses will cut into your home sale, here are some costs to consider. Minor Renovations There are always a few things to fix-up when it comes time to sell your home, but by … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Tips, Selling A Home

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