Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 28, 2025

How to Decide Between a Condo, Townhouse, or Single-Family Home

Choosing the right type of home is one of the most important decisions a buyer can make. Condos, townhouses, and single-family homes each offer unique benefits and challenges. The best choice depends on your lifestyle, budget, and long-term goals. Understanding what sets them apart can help you make a confident and informed decision. The Condo LifestyleCondos are ideal for buyers who want convenience and minimal maintenance. In most communities, the homeowner's association takes care of exterior … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Tips, Real Estate, Real Estate Tips

Bob Ramalho October 27, 2025

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations. It’s worth noting that under the new policy, more data will be simulated rather than collected from broader sources, there is still a significant degree of data collection. This was followed by the Consumer Sentiment report, which suggests that the economy may be gaining momentum again, as sentiment has risen and broken its recent … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 27, 2025

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations. It’s worth noting that under the new policy, more data will be simulated rather than collected from broader sources, there is still a significant degree of data collection. This was followed by the Consumer Sentiment report, which suggests that the economy may be gaining momentum again, as sentiment has risen and broken its recent … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 24, 2025

How to Compete Against Cash Buyers and Win

In today’s competitive real estate market, buyers often find themselves going up against all cash offers. It can be discouraging to see a dream home slip away to someone who can pay outright. However, buyers who use financing still have powerful ways to compete, and win, when they approach the process strategically. Get Preapproved, Not Just PrequalifiedA mortgage prequalification is a good starting point, but a full preapproval shows sellers that your financing is solid. It demonstrates … [Read more...]

Filed Under: Home Buying Tips Tagged With: Buyer Strategy, Home Buying Tips, Mortgage Pre-Approval

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