Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 30, 2024

The Value of Thinking Long-Term with Real Estate

Homes & Real Estate Purchasing a home is one of the most significant financial decisions you'll ever make. With so much at stake, it's easy to get caught up in short-term considerations. But what if, instead, you took a long-term view? Thinking ahead—beyond just the next few years—can profoundly impact your financial future and overall satisfaction with your home. Here's why taking a long-term approach to real estate is crucial. The Allure of the Present vs. the Reality of the … [Read more...]

Filed Under: Real Estate Tagged With: Financial Future, Investing, Real Estate

Bob Ramalho August 29, 2024

What to Do When an Inspector Finds Mold

Mold—it’s a word that can send shivers down the spine of any prospective homeowner. But what happens when an inspector discovers mold in your dream home? Does it mean the deal is off, or are there steps you can take to remedy the situation without walking away? Here’s a guide to help you navigate this common yet serious issue. What Does Mold Mean for Your Home Purchase? First, it’s important to understand that mold is a common occurrence in homes. Whether it’s in … [Read more...]

Filed Under: Real Estate Tips Tagged With: Inspection, Mold Inspection, Real Estate

Bob Ramalho August 28, 2024

Understanding the Tax Implications and Financial Benefits of Homeownership

Taxes & Homeownership This year is flying by as we head into fall. Many times homeowners wait until the last minute to research taxes and deductions. As tax season is soon approaching, it's important for homeowners to understand the various forms and documents that influence their financial obligations. One key document is the IRS Form 1098, Mortgage Interest Statement. We will explain what the 1098 form is, its significance for tax filing, and how owning a home can potentially benefit you … [Read more...]

Filed Under: Taxes Tagged With: 1098 Tax Form, Real Estate, Taxes & Homeownership

Bob Ramalho August 27, 2024

Can You Make an Offer on a Home That’s Pending Sale?

Congratulations! You’ve found your dream home! The only problem? Someone else found it first, and now the property is marked as “sale pending.” Does this mean you’ve missed your chance, or can you still make an offer? Let’s discuss what “sale pending” means and explore the options that might still be available to you. What Does "Sale Pending" Mean? When a home is labeled as "sale pending," it means that the seller has accepted an offer from a buyer, and … [Read more...]

Filed Under: Real Estate Tagged With: Home Sale Pending, Making Offer, Real Estate

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