Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 20, 2025

Understanding the Probate Process

The probate process can seem complicated, but for homeowners and beneficiaries, understanding its key steps can make a significant difference. Whether you are dealing with a loved one’s estate or planning for the future, knowing how probate works can help you navigate the legal aspects of transferring property efficiently. What is Probate? Probate is a legal process that takes place after someone passes away. It ensures that the deceased person’s debts are settled and their remaining … [Read more...]

Filed Under: Real Estate Tagged With: Estate Planning, Probate, Real Estate Tips

Bob Ramalho March 19, 2025

10 Steps to Buying a Home with Confidence

Buying a home is a major milestone, but it can also be overwhelming. Understanding the process will help you navigate each step with confidence. Here’s a simplified guide to buying a home: 1. Check Your Credit Score Your credit score impacts your loan approval and interest rate. Get free reports from Experian, Equifax, and TransUnion to check for errors. A higher score (typically 720+) can secure better loan terms. 2. Determine Your Budget Before house hunting, assess how much home you can … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, New Home Journey, Real Estate

Bob Ramalho March 18, 2025

Is Your Low Interest Rate Holding You Back? You Have Options!

In today’s real estate market, many homeowners find themselves at a crossroads. They locked in an ultra-low mortgage rate years ago, but now their home no longer fits their lifestyle, family size, or future plans. The thought of giving up that great rate can feel daunting—but is staying in a home that no longer serves you really the best option? The truth is, you don’t have to feel stuck. You have choices that can help you move forward while still making smart financial … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Sell Your Home, Sellers Agent

Bob Ramalho March 17, 2025

What’s Ahead For Mortgage Rates This Week – March 17th, 2025

The inflation data report released last week showed a surprising result—it was cooler than expected across the board. This has led to a much more positive outlook, even in light of recent events regarding the Trump administration. While consumer sentiment reports from the University of Michigan still showed more dissatisfaction than expected, they were accompanied by largely positive data across various releases. There are strong expectations that there will be no interest rate increases, … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Recent Articles

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