Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 14, 2025

What’s Ahead For Mortgage Rates This Week – April 14th, 2025

Last week’s inflation reports, both the CPI and PPI, came in significantly cooler than expected. However, this must be viewed in the context of the administration’s recent tariff policies. Rather than signaling a healthy reduction in inflation, the data points to signs of deflation—which can be just as damaging to the economy as high inflation. While the FOMC Minutes offered little insight regarding interest rate changes, Federal Reserve Chairman Jerome Powell has made it clear … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho April 11, 2025

Why It’s a Bad Idea to Skip a Home Inspection (Even in a Hot Market)

In a competitive real estate market, buyers may feel pressured to make their offers more attractive by waiving contingencies—especially the home inspection. While skipping a home inspection might seem like a way to speed up the buying process or make an offer stand out, it can be a costly mistake with long-term consequences. Here’s why a home inspection should always be part of your home-buying process, no matter how competitive the market is. 1. Hidden Issues Could Cost You … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Home Inspection, Real Estate Tips

Bob Ramalho April 10, 2025

The One Feature That Can Make a Home Hard to Sell

Why Location is Everything in Selling a Home When it comes to selling a home, certain features can turn off potential buyers, but one issue stands out as a dealbreaker: a poor location. While many factors influence a home's marketability, location is the one thing that cannot be changed, making it the single most important aspect that can render a home nearly impossible to sell. Why Location is Everything A home can be renovated, remodeled, or upgraded, but its location is permanent. Buyers … [Read more...]

Filed Under: Real Estate Tagged With: Home Selling, Market Value, Real Estate Tips

Bob Ramalho April 9, 2025

How to Buy a Home Before Selling Your Current One

Buying a new home before selling your current one can be a smart move, especially in a competitive market where you do not want to risk losing your dream home. However, it requires careful financial planning and a solid strategy to manage the transition smoothly. Here are some of the best ways to navigate this process while minimizing risks and financial strain. 1. Consider a Bridge LoanA bridge loan is a short-term financing option that allows you to borrow against your current home s equity to … [Read more...]

Filed Under: Home Buying Tips Tagged With: Buying and selling, Real Estate Tips, Smart Investing

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