If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM. You may be asking, what is a non-qualifying mortgage? This is usually shortened to Non-QM, and it simply means that the loan does not conform with the rules and regulations put in place by the Consumer Financial Protection Bureau, usually shortened to CFPB. What are the … [Read more...]
What Do First-Time Homebuyers Need To Know?
If you are purchasing a house for the first time, you are probably excited to imagine what your life might look like in a bunch of different houses. At the same time, the process can be a bit overwhelming. The housing market is competitive right now, the financing process can be confusing, and you might not know exactly what you are looking for. What are a few of the most important tips first-time home buyers need to know? Reach Out To Experts For Help First, you need to reach out to … [Read more...]
Is ‘Curb Appeal’ Really That Important When Selling Your Home? Yes – Here’s Why
Do you remember the first time you shopped for or purchased a home? If so, think back to that moment. What did you first notice? Do you remember certain aspects of the home's appearance, or perhaps some unique landscape feature? Was it the bright color of the freshly-painted door or the glossy sheen from the clean windows? The concept of 'curb appeal' – that is, how your home appears when viewing from the curb – is an important one, especially when selling your home. Give A … [Read more...]
The Top Tips To Get Your Offer Accepted
The housing market today is very competitive, and you might be wondering how you can get your offer accepted. If the seller has multiple offers on the table, it can be a bit of a challenge. Many people assume that the best way to get an offer accepted is to offer the most money. Even though that is certainly helpful, there are several other tips you should follow to make sure your offer is the one the seller picks. Get Pre-Approved For A Mortgage First, you must make sure that you get … [Read more...]
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