Last week's economic news included a survey of senior loan officers, Freddie Mac's average mortgage rates, and new jobless claims. An index reading for consumer sentiment was also reported. Loan Officers: Standards for Residential Real Estate Loans Eased or Unchanged According to the Federal Reserve's Survey of Senior Loan Officers,72 institutions surveyed reported that all types of residential real estate loans saw easing of lending standards or no change in lending requirements. Demand for … [Read more...]
What Are the True Costs of Selling a Home? Let’s Take a Look
Are you thinking about selling your house? Before you decide to list your home up for sale, it is helpful to get a clear picture of how much it's going to cost. Whether you are sprucing things up with a fresh coat of paint, replacing the roof membrane or just covering your taxes, there will be a few bills to pay. Let's take a quick look at some of the true costs that you'll incur when selling your home. Is Your Home Ready To Sell? The first question you will need to answer is whether or not your … [Read more...]
Is ‘Curb Appeal’ Really That Important When Selling Your Home? Yes – Here’s Why
Do you remember the first time you shopped for or purchased a home? If so, think back to that moment. What did you first notice? Do you remember certain aspects of the home's appearance, or perhaps some unique landscape feature? Was it the bright color of the freshly-painted door or the glossy sheen from the clean windows? The concept of 'curb appeal' – that is, how your home appears when viewing from the curb – is an important one, especially when selling your home. Give A … [Read more...]
Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score
In the market for a new home in 2018? With the new year just a few short weeks away, that leaves you with precious little time to get your finances in order. Let's explore a few tips that will help you get a jump on improving your credit score before the end of the year. Grab A Fresh Copy The first step is to order a fresh copy of your credit report from one of the major agencies. The Fair Credit Reporting Act allows you to access a free copy of your credit report once every 12 months. So, if … [Read more...]
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