Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 24, 2018

NAHB: Home Builder Confidence Drops in January

Homebuilder confidence in housing market conditions dipped two points in January; ongoing challenges including labor shortages and materials costs were cited by the National Association of Home Builders, which provides monthly readings on home builder sentiment. Three component readings of the Housing Market Index declined by one point each. Readings for current sales conditions, housing market conditions for the next six months and for buyer traffic within new single-family housing developments … [Read more...]

Filed Under: Housing Market Tagged With: Housing Market

Bob Ramalho January 23, 2018

Selling Your Home to Millennials? 3 Tips That Will Help You Get the Sale Closed

Are you thinking of selling your home this year? If so, you are almost certainly going to interact with millennial homebuyers. This generation numbers around 80 million and are the fastest-growing consumer demographic in the country. As their earning power continues to increase, millennials are now turning their attention to real estate. In today's post, we'll share three tips that you can use to help make your listing more attractive to younger millennial homebuyers. Minimalize As Much As … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Tips, Selling A Home

Bob Ramalho January 22, 2018

What’s Ahead For Mortgage Rates This Week – January 22, 2018

Last week's economic news included readings on home builder confidence, housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released; the week wrapped with the University of Michigan's report on consumer sentiment. Home Builder Confidence Dips, Remains in Positive Territory According to the National Association of Home Builders, builder confidence dropped two points in January to 72, but high demand for homes continued to provide … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho January 19, 2018

How Much Is the Right Amount to Commit to Your Down Payment? Let’s Take a Look

Are you thinking about buying a new home? If you are going to take out mortgage financing, one consideration you will have is your down payment, which is the amount you pay up front in cash to cover some of the purchase cost. Let's consider a few points that will help you to decide how much is the right amount for your down payment. How Much Do You Have? The most obvious question you will need to answer is: how much do I realistically have to place as a down payment? Keep in mind that your down … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

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