Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 7, 2019

8 Ways To Maintain A Great Credit Score

Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score. Open Credit Accounts When You Do Not Need Them If you don't have any credit accounts, you will have a low score. The best time to open them is when you do not need them. Keep a small balance on them and pay it all off at the end of each month to avoid paying interest. Charge Up To Half The Credit Limit Then Pay It All Back Within A Few Months If you must use a credit line, only … [Read more...]

Filed Under: Mortgage Tagged With: Budget, Credit Score, Mortgage

Bob Ramalho March 6, 2019

Going Tankless: Energy-Efficient Tankless Water Heaters

There are so many ways in which you can green up your home and make it more sustainable these days. Many people are considering tankless water heaters. While this can certainly be the right option depending on the space you have and the type of water you use, here are some things to consider before you decide to invest in the switch. Maximizing Your Space One of the biggest issues with a traditional water heater is the amount of space it takes up, whether it's a side closet or a closed-off area … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho March 5, 2019

Bold Wallpaper Makes A Statement In 2019

From a sophisticated couch to a stunning art print, there are plenty of ways that you can dress up your living room and instantly change its vibe. You may not realize it, but wallpaper is back in fashion and becoming another popular way to instantly revamp a room. If you're contemplating ways that wallpaper can benefit your space, here are some options you may want to try out. Add An Accent A brightly colored accent wall may still be a popular trend, but a way to bring your wall into current … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho March 4, 2019

What’s Ahead For Mortgage Rates This Week – March 4th, 2019

Last week's economic reports included readings from Case-Shiller Housing Price Indices and Commerce Department reports on housing starts and building permits issued. Readings on pending home sales and consumer confidence were released along with weekly reports on mortgage rates and initial jobless claims. Case-Shiller Home Price Growth Slows to Lowest Rate in Four Years Home prices continued to grow in December but reached their slowest pace since November2014. Seasonally-adjusted annual home … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Interest Rates, Mortgage Rates

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