Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho May 8, 2019

How Often Should Your Real Estate Agent Contact You?

If this is your first time working with a real estate agent, you may be wondering how often you'll be in contact with your real estate agent. Obviously, you want to be sure they're still working for you even when you don't hear from them. So how often should your real estate agent contact you, and when? When Your Agent Will Likely Contact You Expect a call from your agent when the following situations occur: Your agent wants permission to have an open house at your home Your agent is giving you … [Read more...]

Filed Under: Real Estate Tagged With: Home Sales, Listing Agent, Real Estate

Bob Ramalho May 7, 2019

Can I Sell A House That Still Needs Repairs?

When you started thinking about putting your house up for sale, you probably made a list of repairs that need to be done ahead of time. If that list was long, you might be at a point where you're asking if it's all worth it. Will prospective buyers really notice the little things? And even if they do, will that affect how much you're able to get for your home? You Can Sell An Imperfect House Your house doesn't need to be perfect in order to sell it. Many older homes have some issues like … [Read more...]

Filed Under: Real Estate Tagged With: Home Inspection, Home Repairs, Real Estate

Bob Ramalho May 6, 2019

What’s Ahead For Mortgage Rates This Week – May 6th, 2019

Last week's economic news brought good news to U.S. consumers on several fronts. Mortgage rates fell and national unemployment fell to its lowest rate in 50 years. Inflation slowed and the Federal Reserve held its target federal funds rate steady. Freddie Mac analysts credited strong labor markets, high consumer confidence and falling mortgage rates as factors setting the stage for more home sales. Pending Home Sales Rise as Construction Spending Falls The National Association of Realtors® … [Read more...]

Filed Under: Financial Reports Tagged With: Interest Rates, Labor, Mortgage Rates

Bob Ramalho May 3, 2019

Understanding the Factors That Impact Your Credit Score

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score. Credit Usage And Impact … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

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