Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 4, 2023

Financial Considerations When Buying a Home

Purchasing a home is one of the most significant financial decisions many individuals make in their lifetime. It involves a substantial investment of money and requires careful consideration to ensure long-term financial stability. To navigate the complexities of the home-buying process, it's essential to be well-informed about the various financial considerations involved. In this blog post, we will explore key factors to consider when buying a home to help you make informed decisions and … [Read more...]

Filed Under: Real Estate Tips Tagged With: Buying A Home, Down Payment, Real Estate

Bob Ramalho August 2, 2023

Smart Home Upgrades That Save Energy and Money

In an era where environmental consciousness and cost savings are top priorities for homeowners, smart home technology has emerged as a game-changer. With the ability to automate and optimize various aspects of your home, smart home upgrades offer numerous benefits, including energy efficiency and reduced utility bills. Smart Thermostats One of the most effective ways to reduce energy consumption and save money is by installing a smart thermostat. Traditional thermostats often result in excessive … [Read more...]

Filed Under: Around The Home Tagged With: Home Improvement, Smart Appliances, Smart Home

Bob Ramalho August 1, 2023

The Benefits of Living in a Multi-generational Home

In recent years, multi-generational living arrangements have seen a resurgence as families rediscover the advantages of sharing a home with multiple generations. While the traditional nuclear family model has its merits, living in a multi-generational home offers a host of benefits that can enhance familial bonds, provide support systems, and create a harmonious living environment for everyone involved. Strengthening Family Bonds Living in a multi-generational home allows family members to spend … [Read more...]

Filed Under: Real Estate Tagged With: Family, Multi Generation, Real Estate

Bob Ramalho July 31, 2023

What’s Ahead For Mortgage Rates This Week – July 31, 2023

Last week’s economic reporting included readings on the Fed’s interest rate decision, S&P Case-Shiller’s Home Price Indices, sales of new homes, and pending home sales. Weekly readings on mortgage rates and jobless claims were also released. The Federal Reserve raised its target interest rate range to 5.25 to 5.50 percent; this announcement signaled that rates for home loans and unsecured credit would also rise. S&P Case-Shiller Reports Slower Home Price Growth  in … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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