Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 21, 2021

Dealing With Stress Related To A Home Sale

Putting a house on the market can be a major life decision. Even though there might be a bit of a change during this time, there are ways to deal with the stress. Even though home showings, negotiations, and constant phone calls from real estate agents can be a lot to handle, there are a few tips for dealing with the stress. What do homeowners need to know if they are selling a home?  Choose The Right Real Estate Agent First, homeowners must make sure they choose the right real estate … [Read more...]

Filed Under: Real Estate Tagged With: Pre-Approval, Real Estate, Real Estate Tips

Bob Ramalho July 23, 2020

A Guide To Everything Regarding Instant Pre Approved Home Loans

There are many people who set buying a home as one of their major life goals. There is a lot that comes with owning a home including a major investment opportunity, a sense of stability, and a feeling of pride; however, homes are also expensive. It can be challenging to find a home loan. A traditional mortgage requires a thorough credit check and could take a long time to get approved. Some people might not even qualify. On the other hand, there is also a helpful alternative called an instant … [Read more...]

Filed Under: Real Estate Tagged With: Home Loan, Pre-Approval, Real Estate

Bob Ramalho July 31, 2019

Buying A Home In Foreclosure

Foreclosure is a process that happens over many months. There are various opportunities to acquire real estate that is in a different stage of foreclosure, including before the foreclosure process completes. This short guide identifies the different stages and the opportunities that may exist to acquire a property at a discounted price. Get The Money Lined Up First To acquire a property at any part of the foreclosure process requires cash or pre-approved credit. Have the full amount of cash … [Read more...]

Filed Under: Real Estate Tagged With: Foreclosure, Pre-Approval, Real Estate

Bob Ramalho May 3, 2019

Understanding the Factors That Impact Your Credit Score

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score. Credit Usage And Impact … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

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