Bob Ramalho

Berkshire Hathaway - Verani Realty

  • Home
  • About
  • Video Library
  • Info
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
  • Property Search
  • Reviews
  • Blog
  • Contact

Bob Ramalho July 23, 2020

A Guide To Everything Regarding Instant Pre Approved Home Loans

There are many people who set buying a home as one of their major life goals. There is a lot that comes with owning a home including a major investment opportunity, a sense of stability, and a feeling of pride; however, homes are also expensive. It can be challenging to find a home loan. A traditional mortgage requires a thorough credit check and could take a long time to get approved. Some people might not even qualify. On the other hand, there is also a helpful alternative called an instant … [Read more...]

Filed Under: Real Estate Tagged With: Home Loan, Pre-Approval, Real Estate

Bob Ramalho July 31, 2019

Buying A Home In Foreclosure

Foreclosure is a process that happens over many months. There are various opportunities to acquire real estate that is in a different stage of foreclosure, including before the foreclosure process completes. This short guide identifies the different stages and the opportunities that may exist to acquire a property at a discounted price. Get The Money Lined Up First To acquire a property at any part of the foreclosure process requires cash or pre-approved credit. Have the full amount of cash … [Read more...]

Filed Under: Real Estate Tagged With: Foreclosure, Pre-Approval, Real Estate

Bob Ramalho May 3, 2019

Understanding the Factors That Impact Your Credit Score

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score. Credit Usage And Impact … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

Bob Ramalho April 26, 2019

Pros And Cons Of Buying A Foreclosure

When a homeowner stops making regular mortgage payments, the bank can foreclose on the property. This means that the bank takes possession of the property in an attempt to recover the debt the homeowner owes. In some cases, the bank may try to recover this debt by selling the property at auction. In other cases, the bank will simply list the foreclosed home for sale. Choosing to purchase a foreclosed home has both advantages and disadvantages for the buyer. Weighing these advantages and … [Read more...]

Filed Under: Foreclosure Tagged With: Foreclosure, Mortgage, Pre-Approval

  • 1
  • 2
  • 3
  • 4
  • Next Page »
Bob

Bob Ramalho


REALTOR ®
Cell: 603-440-3697
Office: 800-392-2377
Email: bob.ramalho@verani.com
NH License #067453
MA License #9550545

Logo
Verani Realty: (800) 392-2377

View My Recommendations

Sign Up For My FREE Newsletter!

Connect with Me!

How can I help?

  • This field is for validation purposes and should be left unchanged.

Recent Articles

  • An Overview Of Private Mortgage Insurance
  • The Top Tips For Impressing A Potential Buyer At Showings
  • Case-Shiller Reports Home Prices Rise at Fastest Pace in 7 Years
  • What Homeowners Must Do When Behind On Mortgage Payments
  • What’s Ahead For Mortgage Rates This Week – February 22, 2021
  • Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look
©2020 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.®

Looking For Something?

Our Location

Berkshire Hathaway HomeServices Verani Realty
One Verani Way
Londonderry, NH 03053

Return to top of page

Copyright © 2021 Bob Ramalho. All rights reserved.   Log In