Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 28, 2021

4 Steps To A Smooth Mortgage Refinance At A Rock-Bottom Rate

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest. Be Sure That A Refinance Makes Sense With today’s rates, refinancing makes sense for many homeowners, but it might not be the right move for you. Depending upon your mortgage, you may pay a penalty if you prepay early. Also, if you’ve paid heavily into your mortgage, refinancing into a new 20 or 30 year … [Read more...]

Filed Under: Real Estate Tips Tagged With: Low Rates, Real Estate Tips, Refinancing

Bob Ramalho January 22, 2021

How To Stretch Home Improvement Dollars The Most

There are lots of homeowners who are looking for a way to improve the quality of their home while also increasing the value of their property. Unfortunately, a lot of home improvement ideas can be prohibitively expensive. It is not unusual for homeowners to spend six figures on a renovation project. On the other hand, there are also home improvement ideas that will not break the bank. What are a few of the top ideas that homeowners should consider?  Start With A Few Quality Ceiling Fans … [Read more...]

Filed Under: Real Estate Tips Tagged With: Around the Home, Ceiling Fans, In the Yard

Bob Ramalho January 21, 2021

The Top Ways To Upgrade The Exterior Of The Home On A Budget

There are a lot of people who are spending more time at home these days. As the temperature starts to warm up once again, there are some homeowners who are looking for ways to upgrade the outside of their home. Even though there are some people who are looking at installing a brand new patio or deck, this can be extremely expensive. Fortunately, there are ways that homeowners can completely transform the exterior of their home without breaking the bank. Take a look at a few of the top ideas … [Read more...]

Filed Under: Real Estate Tips Tagged With: Exterior Upgrades, Home Improvements, Upgrading Home

Bob Ramalho January 15, 2021

Tips For Getting A Mortgage Application Approved

Right now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved. Increase The Credit Score Applicants need to make sure that their credit scores are as high as possible … [Read more...]

Filed Under: Real Estate Tips Tagged With: Application Approval, Real Estate, Savings

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Bob

Bob Ramalho


REALTOR ®
Cell: 603-440-3697
Office: 800-392-2377
Email: bob.ramalho@verani.com
NH License #067453
MA License #9550545

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Verani Realty: (800) 392-2377

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Recent Articles

  • An Overview Of Private Mortgage Insurance
  • The Top Tips For Impressing A Potential Buyer At Showings
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  • What’s Ahead For Mortgage Rates This Week – February 22, 2021
  • Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look
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