Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho November 25, 2025

Understanding the Process of Selling a Home Through a Rent-to-Own Agreement

Selling a home through a rent-to-own agreement can create a flexible path for both sellers and future buyers. This arrangement allows a tenant to live in the home while preparing to purchase it later, giving the seller steady income and a committed future buyer. What a Rent-to-Own Agreement IsA rent-to-own agreement allows a tenant to rent the home while also securing the right, or sometimes the obligation, to purchase it at a later date. The agreement usually includes a set purchase price and a … [Read more...]

Filed Under: Real Estate Tips Tagged With: Real Estate Tips, Rent-to-Own Agreements, Selling A Home

Bob Ramalho November 24, 2025

What’s Ahead For Mortgage Rates This Week – November 24th, 2025

This week finally got a strong release of regularly scheduled data, with unemployment figures coming out first, along with employment-rate data. The prior week included the Consumer Price Index, which came in favorable. Some of the unemployment-related numbers, however, weren’t as telling as they could be: the forecast was roughly 50,000, but the actual figure landed closer to 110,000. That’s an order-of-magnitude miss, suggesting we may need to allow some time for the data to … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho November 21, 2025

Understanding the Risks of Buying a Home With a History of Flooding

A home can look beautiful on the surface, but a past flooding event can create long term challenges that buyers need to understand. If you are considering a property with any history of water intrusion, taking time to learn the risks can protect your safety, your finances and your peace of mind. Why Past Flooding MattersEven if the home has been repaired, a flooding event can leave behind hidden problems. Water exposure may weaken structural elements, damage electrical systems or create long … [Read more...]

Filed Under: Home Buying Tips Tagged With: Flood Risk, Home Buying Tips, Real Estate Education

Bob Ramalho November 20, 2025

Understanding What It Means to Sell Your Home Through a Short Sale

Selling a home can feel emotional and overwhelming, especially when financial pressures make it difficult to keep up with payments. For some homeowners, a short sale becomes a realistic path toward a fresh start. If you are exploring this option, understanding how the process works can help you move forward with confidence. What a Short Sale Really Means A short sale happens when a homeowner sells the property for less than the total amount still owed on the mortgage. The lender agrees to accept … [Read more...]

Filed Under: Real Estate Tagged With: Home Selling Tips, Real Estate Education, Shortsale Info

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Recent Articles

  • Understanding the Process of Selling a Home Through a Rent-to-Own Agreement
  • What’s Ahead For Mortgage Rates This Week – November 24th, 2025
  • Understanding the Risks of Buying a Home With a History of Flooding
  • Understanding What It Means to Sell Your Home Through a Short Sale
  • Understanding the Different Types of Home Foundations
  • Real Estate and Education: How School Districts Affect Property Values
©2024 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.

 

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One Verani Way
Londonderry, NH 03053

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