Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho November 5, 2025

What to Know About Different Kinds of Homes Before You Buy

When you start shopping for a home, you will quickly notice that not all properties are created equal. From cozy condos to spacious single-family homes, each property type offers a unique lifestyle, level of maintenance, and investment potential. Understanding the differences helps you choose the kind of home that best fits your goals, budget, and way of living. Single-Family HomesA single-family home is one of the most popular choices among buyers. It offers privacy, a yard, and the freedom to … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Tips, Property Types, Real Estate Advice

Bob Ramalho November 4, 2025

How to Buy a Home Like a Real Estate Pro

Buying a home is one of the biggest financial moves you will ever make, and while it can feel overwhelming, approaching it the way a real estate professional does makes the process smoother and more strategic. With the right preparation and mindset, you can shop confidently and make smart decisions from start to finish. Know Your Budget Before You ShopProfessionals always start with the numbers. Before you begin looking at homes, take time to understand your budget and speak with a trusted … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Guide, Home Buying Tips, Real Estate Advice

Bob Ramalho November 3, 2025

What’s Ahead For Mortgage Rates This Week – November 3rd, 2025

With the ongoing government shutdown, other major releases have hit a snag, as there is still very limited information for when the shutdown may end. The largest and most impactful releases continuing to move forward are those from third-party sources still publishing data — such as the Consumer Sentiment reports — which show that consumers remain concerned about inflation but have recently grown more optimistic about the labor market. As expected, the Federal Reserve cut rates again … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 31, 2025

What to Do If Your Home Appraisal Comes in Low

Home appraisals are a crucial step in the home buying process. It determines the property's fair market value and helps lenders decide how much money to loan for the purchase. Ideally, the appraisal matches or exceeds the agreed-upon purchase price. However, when the appraisal comes in lower than expected, it can cause stress for both buyers and sellers. Knowing how to handle this situation calmly and strategically is key to keeping the deal on track. Why Appraisals Come in LowA low appraisal … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Appraisals, Home Purchase Tips, Real Estate

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Recent Articles

  • What to Know About Different Kinds of Homes Before You Buy
  • How to Buy a Home Like a Real Estate Pro
  • What’s Ahead For Mortgage Rates This Week – November 3rd, 2025
  • What to Do If Your Home Appraisal Comes in Low
  • How to Negotiate Home Repairs After an Inspection
  • What Happens If a Seller Backs Out of a Deal
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One Verani Way
Londonderry, NH 03053

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