Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 5, 2020

The 5-Minute Guide To Flood Insurance: What It Is, How It Works, And Whether You Need It

You've got house insurance, and assume your property is covered for any type of detrimental occurrence that can possibly take place. However, not all homeowners are aware that home insurance policies don't necessarily cover damage related to a flood, as the risks are too great. As a result, homeowners must purchase flood insurance through a private company. Floods are one of the most common hazards in the US, costing billions of dollars in damage to properties every year. Since this is a common … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Real Estate, Real Estate Tips

Bob Ramalho August 4, 2020

Condo Damage Caused By Contractors Hired By The HOA: Who Pays?

For those who live in a condo, they know that there are numerous advantages that come with this living arrangement. Living in a condo means that other people are going to be responsible for landscaping and common areas while homeowners are still able to build equity in the home. At the same time, the HOA has quite a bit of power and one of the biggest concerns that people might have involves who pays for the damage in the event that something in the building has been damaged. There are a few … [Read more...]

Filed Under: Real Estate Tagged With: Contractors, HOA, Real Estate

Bob Ramalho July 29, 2020

Maximize Your Backyard’s Privacy With These Unique Ideas

If you're a homeowner, your backyard is probably a space where you look forward to spending private, quality time watching your children play or entertaining dinner guests. The privacy you and your family treasure could suddenly be put at risk if your neighbors finish renovations allowing them to see into your backyard, or if a tree that once hid your backyard from view needs to be removed. If you're looking to reclaim the privacy you've lost in your yard, here are some options you will want to … [Read more...]

Filed Under: Around The Home Tagged With: Home Tips, Real Estate, Real Estate Tips

Bob Ramalho July 23, 2020

A Guide To Everything Regarding Instant Pre Approved Home Loans

There are many people who set buying a home as one of their major life goals. There is a lot that comes with owning a home including a major investment opportunity, a sense of stability, and a feeling of pride; however, homes are also expensive. It can be challenging to find a home loan. A traditional mortgage requires a thorough credit check and could take a long time to get approved. Some people might not even qualify. On the other hand, there is also a helpful alternative called an instant … [Read more...]

Filed Under: Real Estate Tagged With: Home Loan, Pre-Approval, Real Estate

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