Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 6, 2021

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need. Lenders … [Read more...]

Filed Under: Real Estate Tagged With: First Time Home Buyer, Real Estate, Self Employed

Bob Ramalho September 16, 2021

4 Big Incentives for Homeowners to Sell Now

Now is a great time to sell a home. Inventory is down to historic lows, according to recent reports, which means it’s a sellers’ market. Yes, many homeowners are reluctant to put their homes on the market for a variety of reasons. However, right now there are four big incentives for homeowners to sell, despite these objections. Unsure Of Being Able To Find A New Home To Purchase It is good to sell at high prices, but that might leave a homeowner desperate to find a new home. Not … [Read more...]

Filed Under: Mortgage, Real Estate Tagged With: Bidding War, Real Estate, Seller's Market

Bob Ramalho September 15, 2021

3 Reasons Why the Cost of Title Insurance is Worth the Investment

Title insurance is one of the few types of protection policies available to homebuyers and one that is often overlooked because of its optional nature. Because title insurance is purchased simultaneously with the home, it can be very easy to forego when looked at alongside all the additional fees that are associated with purchasing property. This is typicaly not advisable, as title insurance is one of the smartest forms of protection a homeowner can buy. Here are just three reasons why every … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Protection, Real Estate

Bob Ramalho September 14, 2021

Reviewing The Basement Options For Homeowners: What To Know

Even though not every home has a basement, those that do usually fall into one of three categories. The most common examples of basements include poured concrete, masonry block basement, and precast panels. What do homeowners need to know about the different types of basement construction?  Concrete Basements Concrete basements are the most common examples. There are several advantages of going with a concrete basement. First, concrete basement walls are resilient. They can resist possible … [Read more...]

Filed Under: Real Estate Tagged With: Basement Types, Basements, Real Estate

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