Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 20, 2022

Condo Vs House: Which Is Best For Your Lifestyle?

Some people love living in condos, while others swear by detached homes. When it comes to deciding between the two, however, you can't always rely on someone else's word. Sometimes it's as simple as understanding and assessing your lifestyle to make the best choice, since condo living and home ownership are two radically different experiences, and thereby serve two very different types of lifestyles and personalities. Here are a few considerations if you're trying to decide whether you should … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Condos, Home Buyer Tips, Houses, Real Estate, Real Estate Tips

Bob Ramalho January 14, 2022

The Younger Generations Are Interested In Owning A Home

The real estate market has been red hot this year, with many people looking to purchase a home because of record-low interest rates. This includes younger individuals, as younger generations are interested in owning a house for the first time. The past couple of years have been anything except normal, and the housing market has taken off, with demand far exceeding supply. Why is this taking place? Record Low-Interest Rates Are Driving People Into the Market Even though there are many reasons why … [Read more...]

Filed Under: Real Estate Tagged With: Real Estate, Real Estate Market, Younger Generations

Bob Ramalho December 15, 2021

Owning A Home With Boat And RV Parking: The Benefits

Everyone is looking for something slightly different in a home. Even though the location is still the most important factor, some people have specific criteria they require. For example, those who love the water might be looking for a house with parking for boats and RVs. What are a few benefits of purchasing a house with room for these extra vehicles?  Reduced Storage Expenses The first benefit of owning a home with a boat for RV parking is reduced storage expenses. Owning a boat means you … [Read more...]

Filed Under: Real Estate Tagged With: Boat Owners, Real Estate, RV Parking

Bob Ramalho December 8, 2021

Qualifying For A Mortgage Credit Certificate

Purchasing a house can be expensive, but there are measures in place to make it easier, particularly for people buying a home for the first time. One option is a mortgage credit certificate. What is the certificate, and how does it work? A Mortgage Certificate Is A Tax Credit A mortgage credit certificate, usually shortened to MCC, is a credit issued to first-time homebuyers by the local or state government. This certificate allows first-time homeowners to claim a federal tax credit for mortgage … [Read more...]

Filed Under: Real Estate Tips Tagged With: Mortgage Certificate, Real Estate, Tax Credit

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