Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 11, 2022

Can I Pay My Home Loan Off Early If I Refinance?

Many people are looking for opportunities to save money on the cost of a mortgage. If you want to save money on your home loan, you might be thinking about refinancing. During the refinance process, you will replace your current home loan with a new mortgage. Some people want to refinance their homes to free up cash for a renovation project, while other people want to pay off their homes sooner. How can you pay off your home loan early through a refinance? Reduce Your Interest Rate  During … [Read more...]

Filed Under: Mortgage Tagged With: House Payoff, Real Estate, Refinancing

Bob Ramalho March 3, 2022

How to Calculate Your True Cost of Living and Determine How Much Home You Can Afford

A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that affect its fiscal feasibility. If you're in the market for a house and are wondering how your income will stack up against the rest of your expenses, here's how to determine a home cost that's reasonable for you. Determine Your Down Payment Before you start with anything else, you'll want to determine the amount of money you can put down so you can estimate … [Read more...]

Filed Under: Real Estate Tagged With: Down Payments, Monthly Budget, Real Estate

Bob Ramalho January 26, 2022

What Are The Advantages Of Owning A Multifamily Property?

It is important for everyone to diversify their investments. One of the ways to do so is to invest in real estate. There are numerous types of properties, and one of the most attractive options is a multifamily property. Even though it might seem like a challenge to manage such a large property, there are several benefits of multifamily properties everyone should keep in mind.  Hiring A Property Manager One of the first advantages of purchasing a multifamily property is the potential to … [Read more...]

Filed Under: Real Estate Tagged With: Multi Family Homes, Property Management, Real Estate

Bob Ramalho January 21, 2022

Housing Needs May Change Following Retirement

Life has changed for a lot of people during the past few years. Some people reached retirement age while other people decided to retire early due to other reasons. As the baby boomer generation reaches retirement age, millions more people are going to retire during the next few years. As a result, they might be thinking about moving to make some of their dreams come true. At the same time, retirement might change what people need in a home. What are some of the most important factors retirees … [Read more...]

Filed Under: Real Estate Tagged With: Real Estate, Retirement

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