Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 22, 2024

Understanding the Costs of Selling Your Home

Selling your home can be an exciting yet daunting process, and one of the most pressing questions you may have is, “What will it cost me?” The total expenses involved in selling a home can fluctuate based on various factors, including the sale price, any concessions you might offer to buyers, and the condition of your property. Understanding these costs upfront can help you plan better and minimize surprises down the road. Key Expenses to Anticipate 1. Closing Costs and Commissions … [Read more...]

Filed Under: Home Seller Tips Tagged With: Closing Costs, Home Seller Tips, Real Estate

Bob Ramalho October 3, 2024

How to Buy a Home After Bankruptcy

Filing for bankruptcy can make your dream of homeownership feel distant, but it doesn’t have to be the end of the journey. While there are challenges, understanding how bankruptcy impacts your finances and planning strategically can set you on the right path. Here's a step-by-step guide to buying a home after bankruptcy. The Long-Term Impact of Bankruptcy Bankruptcy creates immediate financial relief but also leaves a lasting mark on your credit report. This can affect your ability to … [Read more...]

Filed Under: Bankruptcy History Tagged With: Bankruptcy, Home After Bankruptcy , Real Estate

Bob Ramalho September 24, 2024

3 Considerations When Making A Down Payment

When considering the journey of purchasing a new home, one of the fundamental decisions you'll encounter revolves around determining the appropriate amount of money to allocate for your down payment. It's a decision-making process that involves weighing the benefits of opting for a larger down payment against the potential advantages of utilizing some of those funds to purchase "discount points," thereby reducing your interest rate. Each option carries its own set of merits and demerits, … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Purchasing Home, Real Estate

Bob Ramalho September 19, 2024

Understanding Probate in Real Estate Transactions

The probate process is often a key concern for those dealing with real estate after the death of a loved one. Whether you’re buying or selling a probate property, understanding the steps involved can help you navigate the transaction more smoothly. Here's a simplified guide to the probate process and some strategies for avoiding it. Steps in the Probate Process Initiate Probate: The process begins by filing legal documents with the probate court. This officially starts the process of … [Read more...]

Filed Under: Real Estate Tagged With: Probate Process, Real Estate, Real Estate Advice

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