Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 25, 2023

The Top Homeownership Expenses You Need To Know

Owning a home can be an exciting and rewarding experience, but it's important to be aware of the expenses that come with homeownership. Understanding these costs can help you prepare for and manage them effectively, ensuring a smoother transition into your new home. The Mortgage Payment The mortgage payment is typically the largest expense that homeowners face. This monthly payment consists of the principal and interest on your home loan. The principal is the amount you borrowed to purchase the … [Read more...]

Filed Under: Real Estate Tagged With: HOA, Real Estate, Taxes

Bob Ramalho April 21, 2023

How Do You Tell If A Neighborhood Is The Right One To Settle In?

Choosing the perfect home to settle in can be a tough decision. You have to weigh in on many factors including price, size, features and amenities, number of bedrooms and baths, design, and so on. However, all these factors are not enough to give you a great home ownership experience if you fall into the wrong neighborhood. Picking the right neighborhood not only guarantees you happiness and comfort, but also helps with home appreciation for the sake of future re-sale value. In most cases, … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Neighborhood, Real Estate

Bob Ramalho April 19, 2023

Purchasing A House That Requires Repairs: What To Know

If you are looking for a way to save money on the purchase of your next home, you might be thinking about buying a property that requires repairs. Keep in mind that you will not be able to move into this property right away, so is it the best option? You could open the door to unique financing options that could make it easier for you to purchase your next property. FHA 203(k) Rehab Loan One of the best options available is an FHA 203(k) rehab loan. This is a convenient option because it allows … [Read more...]

Filed Under: Real Estate Tagged With: FHA, Home Improvement, Real Estate

Bob Ramalho April 18, 2023

What Does It Mean To Be In A Sellers’ Market: A Brief Overview

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers' market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers' market advantageous for homeowners looking to offload their house and why it's an attractive option for buyers too.  A Lack Of Inventory The lack of available homes creates supply-side pressure in a sellers' market; there are fewer houses on … [Read more...]

Filed Under: Real Estate Tagged With: Demand, Real Estate, Seller's Market

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