Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 7, 2023

Buying Vs. Building a House

Deciding whether to buy or build a house can be a complex decision that depends on several factors. Here are some pros and cons to consider: Pros of Buying a House: Convenience: Buying a house is generally quicker and more convenient than building one. You can move in as soon as you close the deal, without having to wait for construction to be completed. Location: When you buy a house, you have the opportunity to choose a home in an established neighborhood with existing amenities such as … [Read more...]

Filed Under: Real Estate Tagged With: Buy Vs Building, New Home, Real Estate

Bob Ramalho June 6, 2023

When Buying Land to Build a New Home, Don’t Forget These Important Factors

Buying land for a new home is a significant investment, so take your time, do your research, and make an informed decision. It's essential to do your due diligence and research before buying land to build a new home. Here are some important things you shouldn't forget: Determine your budget: Before you start your search, it's important to have a clear idea of your budget. This will help you narrow down your search to properties that are within your price range. Choose a location: Consider the … [Read more...]

Filed Under: Real Estate Tagged With: Buying Land, New Home, Real Estate

Bob Ramalho June 1, 2023

Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

Crafting a counter-offer that doesn't scare away a potential home buyer can be tricky. Here are five tips to help you navigate the negotiation process while keeping the buyer interested: Keep emotions in check: Avoid letting your emotions drive the conversation and try to remain objective throughout the negotiation process. Keep in mind that the buyer is also looking for a fair deal, and it's important to approach negotiations with a collaborative attitude. Understand the buyer's needs: … [Read more...]

Filed Under: Real Estate Tagged With: Buying New Home, Counter Offer, Real Estate

Bob Ramalho May 31, 2023

Mortgage Approval With An Unconventional Job – How Does It Work?

It is unlikely that an unconventional job will hurt your mortgage approval, as long as you can demonstrate a consistent and stable income stream that meets the lender's requirements. Lenders are primarily concerned with your ability to repay the mortgage, and they will evaluate your income and employment history to determine whether you are a suitable candidate for a loan. It's also worth noting that the type of property you are seeking to purchase, as well as your credit history, debt-to-income … [Read more...]

Filed Under: Real Estate Tagged With: Mortgage Approval, Real Estate, Unconventional Job

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