Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 24, 2024

Can I Buy a Duplex with an FHA Loan?

If you're in the market to buy a duplex or similar multi-unit property, you may be wondering whether you can use an FHA loan to finance your purchase. FHA loans are well-known for helping first-time homebuyers, but they can also be used to purchase duplexes. Here's everything you need to know about FHA loans, how they work, and whether they're a good fit for your homebuying plans. What is an FHA Loan?An FHA loan is a mortgage insured by the Federal Housing Administration, designed to make … [Read more...]

Filed Under: Real Estate Tagged With: FHA Loan, Multi-family Living, Real Estate

Bob Ramalho November 26, 2024

Top 6 Factors Every Buyer and Seller Should Know That Determine Your Home’s Value

As a homeowner or potential buyer, understanding what truly influences a property's value can help you make informed decisions. Whether you’re selling your home or planning to purchase, knowing the factors that impact property value can put you in a stronger negotiating position and help you maximize your investment. Here are the top six factors that play a key role in determining a home's value: 1. Location, Location, Location The adage still holds true—location is king. The … [Read more...]

Filed Under: Home Values Tagged With: Home Buying Tips, Property Value, Real Estate

Bob Ramalho November 13, 2024

Understanding Your Home Ownership Papers

When it comes to homeownership, one of the most important aspects of the process is ensuring you have the proper legal documentation that proves your ownership. This documentation usually comes in the form of a title or a deed. These documents not only provide proof of ownership but also serve as a way to protect your rights to the property. Whether you’re buying your first home or adding to your real estate portfolio, understanding the difference between titles and deeds is essential to … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Process, Home Ownership, Real Estate

Bob Ramalho October 31, 2024

Spooktacular Ways to Raise Your Property Value This Halloween

As the leaves turn and the air gets crisp, many of us start thinking about renovations that can make our homes more appealing—especially with Halloween right around the corner! Whether you’re preparing for spooky festivities or planning a future sale, the right renovations can turn your home into a valuable gem. Let’s dive into some hauntingly good renovations that can raise your home’s value without leaving you in a fright! 1. The Heart of Your Haunted Home The kitchen … [Read more...]

Filed Under: Real Estate Tagged With: Home Renovation, Increase Home Value, Real Estate

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