Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 11, 2020

Keep The Dream Of Owning A Home Alive

For many people, owning a home is their dream. The COVID-19 pandemic has impacted the entire country and has left many people wondering if they can still afford to own a home. While this might put some things on hold, there are steps that everyone can take to keep the dream of owning a home alive. Get Pre-Approved For A Mortgage The first step that you should complete if you would like to own a home is to get pre-approved for a mortgage. The pre-approval process will give you a firm idea of what … [Read more...]

Filed Under: Real Estate Tagged With: Buying A Home, Home Ownership, Real Estate Tips

Bob Ramalho August 28, 2020

Can A Homeowner’s Association Charge Different Fines For The Same Violation?

Living in a multifamily community, whether this is an apartment building or a condo building, comes with certain bylaws. There are usually fines that are used to prevent people from breaking the rules.It is important for everyone to know what these rules are, why they need to be followed, and the penalties for breaking them. Sometimes, homeowners are surprised when they realize they might be fined differently for breaking the same rule. There are a few points to keep in mind. The Fines Should Be … [Read more...]

Filed Under: Fair Housing Tagged With: Fines, HOA Fees, Real Estate Tips

Bob Ramalho August 21, 2020

Comparing An Online And Offline Home Loan Application

The internet has changed how many people shop for a home and one of the most important issues that people will face is whether to fill out a home loan application online or offline. While there is something to be said for going to the loan officer in person and filling out the application with the help of a professional, some people might find the online option to be more convenient. With this in mind, it is important to compare some of the ways in which an online versus an offline home … [Read more...]

Filed Under: Real Estate Tagged With: Applications, Real Estate, Real Estate Tips

Bob Ramalho August 18, 2020

Stop The Rot: The Easy Guide To Preventing Dry Rot In Your Home

Did you know that dry rot is ironically created from having too much moisture come in contact with wood? The fact is many homeowners are unaware that dry rot is even setting in, so the first step toward prevention is being able to diagnose possible areas of exposure before dry rot becomes a major renovation expense. Remember that dry rot to your foundation can be an extremely costly repair and will definitely figure prominently into the total value of your property when a house inspection is … [Read more...]

Filed Under: Real Estate Tagged With: Home Tips, Real Estate, Real Estate Tips

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