Due to recent changes in federal regulations, consumers are now allowed to freeze their credit free of charge. Prior to changes in these regulations, credit bureaus would charge consumers for freezing their credit. What does this mean, and why might someone want to do this? Freezing Credit Restricts Access To Confidential Information There are certain situations where consumers may need to have access to their credit reports. For example, they may be applying for a home loan or a car loan. There … [Read more...]
Tiny, but Cozy: 3 Ways to Furnish Small Spaces to Make Them Feel Much Larger
When decorating a small space, there is a general desire to make the space look and feel larger than it is while also meeting basic functional needs in the room. For example, there may be a need to accommodate seating for a group of people in a living room, but there also may be a desire to provide ample space for foot traffic so the area does not feel cramped. By following a few important tips, it is possible to furnish smaller spaces so that they are functional and do not feel cramped. Think … [Read more...]
Buying Real Estate vs. Buying Stocks: Here’s Why a Home Should Be Your Priority
Once you're done with debt and you've started to save, it's commonly the case that you'll start hearing about the risks and rewards of investing in stocks or real estate. Unfortunately, it can be difficult for many people to know what type of investment is going to work better for them down the road. If you're currently considering what you should put your money into, here are some reasons you may want to turn to real estate. It's Something You Can See While investing in the stock market will … [Read more...]
Is It Time To Create A Home Office: What To Know
Office work has changed significantly during the past few years. With many people working well from home, numerous employers are becoming open to the possibility of allowing their employees to work from home permanently. With many people looking for ways to be productive from home, it is critical to create an environment that is conducive to being productive. How can homeowners make this happen? Make Small Changes First It is difficult to make major changes in a small home or condo; however, … [Read more...]
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