Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 12, 2023

4 Things You Should Never, Ever Say If You Hope to Sell Your Home

Have you ever had a conversation with a total stranger where you said something that you regret? If you are placing your house or condo on the market, you're eventually going to end up having to chat with potential buyers. Yes, your real estate agent is likely to do most of the talking. However, you will still have to deal with buyers who want to grill you about the home's history, condition, and more. With that in mind, let's have a look at four things you should never say to someone who is … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Tips, Selling A Home

Bob Ramalho October 4, 2023

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your loan or other monthly payments late can have a negative impact on your mortgage. Your Credit Score Is At Risk As you already know, almost all banks, credit cards, mortgage companies and other lenders rely on your credit score to help assess … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Bob Ramalho September 27, 2023

Four Mistakes to Avoid When Making an Offer for Your Dream Home

You've scoured the new home listings, been to all the open houses and have finally found the home of your dreams. It is now time to draft an offer and begin the negotiation process. Below we'll share four mistakes that you will want to avoid when making an offer on your dream home. Mistake #1 – Not Working With A Professional The first mistake that home buyers make is trying to buy a home without using the services of a real estate professional. Buying a home is a significant financial … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho September 12, 2023

Ready to Buy Your First Home? Don’t Forget to Check Your Credit Score – Here’s Why

Whether you're just out of college, recently married or simply haven't jumped into the market yet, buying your first home is an exciting prospect. It can also be an expensive one, which is why most people will take out a mortgage to help finance the cost. If you are planning on engaging with a mortgage lender, you'll need to have your finances in order. In today's post, we'll share a few key reasons why you'll want to check your credit score well in advance of buying your first home. Your Credit … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

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