Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 11, 2025

Honoring Veterans Day, and the Gift of Home

Today, we honor the brave men and women who have served our country with courage, strength, and selflessness. Your service allows us to enjoy the freedoms that make home and community possible. As a real estate professional, I am especially grateful for the role homeownership plays in the lives of veterans and their families. Owning a home is more than just having a place to live, it represents stability, pride, and belonging. The VA home loan program makes this dream more attainable, offering … [Read more...]

Filed Under: Real Estate Tagged With: Homeownership, Real Estate, Veterans Day

Bob Ramalho October 31, 2025

What to Do If Your Home Appraisal Comes in Low

Home appraisals are a crucial step in the home buying process. It determines the property's fair market value and helps lenders decide how much money to loan for the purchase. Ideally, the appraisal matches or exceeds the agreed-upon purchase price. However, when the appraisal comes in lower than expected, it can cause stress for both buyers and sellers. Knowing how to handle this situation calmly and strategically is key to keeping the deal on track. Why Appraisals Come in LowA low appraisal … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Appraisals, Home Purchase Tips, Real Estate

Bob Ramalho October 28, 2025

How to Decide Between a Condo, Townhouse, or Single-Family Home

Choosing the right type of home is one of the most important decisions a buyer can make. Condos, townhouses, and single-family homes each offer unique benefits and challenges. The best choice depends on your lifestyle, budget, and long-term goals. Understanding what sets them apart can help you make a confident and informed decision. The Condo LifestyleCondos are ideal for buyers who want convenience and minimal maintenance. In most communities, the homeowner's association takes care of exterior … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Tips, Real Estate, Real Estate Tips

Bob Ramalho September 11, 2025

Everything You Need to Know About Home Appraisals

Your home is likely one of your most valuable investments, which is why understanding home appraisals is essential. Whether youíre buying, selling, or refinancing, knowing what an appraisal involves can help you make informed decisions. What is a Home Appraisal and Why Does It Matter?A home appraisal is a professional estimate of your property's value. It's often requested by lenders to ensure that a home's price aligns with its fair market value. Appraisers evaluate factors like the … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Appraisals, Home Buying Tips, Real Estate

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