Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho May 2, 2025

Why Some Homes Come with Deed Restrictions You Shouldn’t Ignore

When buying a home, most buyers focus on location, price, and features. However, deed restrictions—legally binding rules that dictate how you can use your property—are equally important. Ignoring them can lead to unexpected limitations and challenges. What Are Deed Restrictions? Deed restrictions, also known as restrictive covenants, are rules placed on a property’s deed by developers, homeowners’ associations (HOAs), or local governments. Unlike zoning laws, which are … [Read more...]

Filed Under: Real Estate Tips Tagged With: Deed Restrictions, Home Ownership, Real Estate

Bob Ramalho April 16, 2025

Beyond the Basics of Buying a Home

Buying a home is one of the biggest financial and lifestyle decisions you'll make. While most buyers focus on location, price, and size, there are several overlooked factors that can impact your long-term satisfaction. Here’s what to keep in mind when searching for the perfect home. Neighborhood and Community Research the Area: Investigate crime rates, school districts, and future development plans. Visit at different times of the day to get a real feel for the neighborhood. Noise Levels: … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Buying Tips, Home Investment, Real Estate

Bob Ramalho March 25, 2025

Buying a Home with Friends: A Growing Trend in Homeownership

For many aspiring homeowners, skyrocketing prices and strict lending requirements have made purchasing a home feel out of reach. But instead of giving up on the dream, some buyers are getting creative by teaming up with friends to buy a home together. This unconventional approach to homeownership is gaining popularity, especially among millennials and Gen Z buyers who value financial flexibility and shared responsibilities. But is buying a home with friends the right move for you? Let’s … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Home Ownership, Real Estate

Bob Ramalho March 19, 2025

10 Steps to Buying a Home with Confidence

Buying a home is a major milestone, but it can also be overwhelming. Understanding the process will help you navigate each step with confidence. Here’s a simplified guide to buying a home: 1. Check Your Credit Score Your credit score impacts your loan approval and interest rate. Get free reports from Experian, Equifax, and TransUnion to check for errors. A higher score (typically 720+) can secure better loan terms. 2. Determine Your Budget Before house hunting, assess how much home you can … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, New Home Journey, Real Estate

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