Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 21, 2022

A Non-QM Mortgage: What Does This Mean?

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM. You may be asking, what is a non-qualifying mortgage? This is usually shortened to Non-QM, and it simply means that the loan does not conform with the rules and regulations put in place by the Consumer Financial Protection Bureau, usually shortened to CFPB. What are the … [Read more...]

Filed Under: Real Estate Tagged With: Non-QM, Real Estate Tips, Self Employed

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