Buying a home is a major milestone, but it can also be overwhelming. Understanding the process will help you navigate each step with confidence. Here’s a simplified guide to buying a home: 1. Check Your Credit Score Your credit score impacts your loan approval and interest rate. Get free reports from Experian, Equifax, and TransUnion to check for errors. A higher score (typically 720+) can secure better loan terms. 2. Determine Your Budget Before house hunting, assess how much home you can … [Read more...]