Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 20, 2016

What’s Ahead For Mortgage Rates This Week – June 20, 2016

Mortgage rates fell after Federal Reserve policymakers decided not to raise the Fed's target federal funds rate. The Federal Open Market Committee cited ongoing concerns over global financial and economic developments and slow jobs growth as factors in its decision not to raise rates. Fed Chair Janet Yellen emphasized the committee's decision-making process is not predetermined and said that ongoing review of current and developing news is significant to monetary policy decisions. Last week's … [Read more...]

Filed Under: Mortgage Rates Tagged With: Jobless Claims, Mortgage Rates

Bob Ramalho June 13, 2016

What’s Ahead For Mortgage Rates This Week – June 13, 2016

Last week's economic news was highlighted by Fed Chair Janet Yellen's speech in Philadelphia. Although Chair Yellen alluded to future Fed rate hikes, she did not specify when Fed policymakers would next raise the target federal funds rate.  Increases in the fed funds rate typically signal increases in consumer credit and home mortgage rates. Last week's speech was seen as a precursor to the Federal Open Market Committee statement that will occur at the conclusion of next week's FOMC … [Read more...]

Filed Under: Financial Reports Tagged With: Federal Reserve, Financial Reports, Mortgage Rates

Bob Ramalho May 31, 2016

What’s Ahead For Mortgage Rates This Week – May 31, 2016

Last week's economic reports included new home sales, pending home sales along with weekly mortgage rates and new jobless claims. New Home Sales Surpass Expectations Sales of new homes surpassed expectations and the prior month's reading. April's reading of 619,000 sales exceeded expectations of 523,000 new homes sold and 531,000 new homes sold in March.  New home sales rose by 16.60 percent on a seasonally adjusted annual basis, which was the highest increase in 24 years.  Analysts … [Read more...]

Filed Under: Mortgage Rates Tagged With: Financial News, Mortgage Rates, New Home Sales

Bob Ramalho May 23, 2016

What’s Ahead For Mortgage Rates This Week – May 23, 2016

Last week's economic news included the NAHB Housing Market Index, reports on housing starts, building reports and existing home sales. Minutes of the Federal Reserve's last FOMC meeting were also released. Homebuilder Confidence Unchanged, Housing Starts and Building Permits Increase The National Association of Home Builders (NAHB) reported that builder confidence held steady with a reading of 58 in May. Analysts projected a reading of 58 and April's reading was also 58. Builder confidence in … [Read more...]

Filed Under: Mortgage Rates Tagged With: Home Sales, Mortgage Rates

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