Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 9, 2024

Essential FAQs for Homebuyers

Join us as we navigate through the common queries that may emerge throughout your mortgage journey. Remember, your quest for homeownership should be illuminated with comprehension and direction. Let’s discuss the primary 4 mortgage inquiries and decode the secrets to unlocking the gateway to your ideal home. What Sets Fixed-Rate Mortgages Apart from Adjustable-Rate Mortgages (ARMs)? A fixed-rate mortgage boasts a steady interest rate over the loan period, ensuring consistency in monthly … [Read more...]

Filed Under: Real Estate Tagged With: Home Ownership, Mortgage Options, Real Estate

Bob Ramalho November 28, 2023

Comparing Temporary and Permanent Mortgage Buydowns

When it comes to mortgages, a "buydown" generally refers to paying an extra fee upfront to reduce the interest rate over a specific period. There are typically two types: temporary buydowns and permanent buydowns. Permanent Buydown: With a permanent buydown, the borrower pays extra fees at the beginning of the loan to permanently reduce the interest rate over the entire life of the loan. This differs from a temporary buydown because the reduced rate remains constant for the entire loan term, … [Read more...]

Filed Under: Homeowner Tips, Mortgage Tips Tagged With: Mortgage, Mortgage Buydowns, Mortgage Options

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Recent Articles

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One Verani Way
Londonderry, NH 03053

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