Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho July 18, 2016

What’s Ahead For Mortgage Rates This Week – July 18, 2016

Last week's economic news included reports on inflation, retail sales and weekly readings on mortgage rates and weekly jobless claims. Mortgage rates were mixed with average rate for a 30-year fixed rate mortgage rising by one basis point to 3.42 percent. The average rate for a 15-year mortgage dropped by two basis points to 2.72 percent, and the average rate for a 5/1 adjustable rate mortgage rose six basis points to 2.76 percent. Discount points averaged 0.50 percent for 30-year fixed rate … [Read more...]

Filed Under: Mortgage Rates Tagged With: Home and Garden, Jobless Claims, Mortgage Rates

Bob Ramalho July 11, 2016

What’s Ahead For Mortgage Rates This Week – July 11, 2016

Last week's economic news included minutes from the most recent meeting of the Fed's Federal Open Market Committee (FOMC) along with several reports on private and public sector employment and the national unemployment rate. Weekly reports on mortgage rates and new jobless claims were also released. FOMC Minutes: Committee Closely Monitoring Economic Developments The minutes of June's FOMC meeting indicate that Fed policymakers continue to be cautious based on low inflation and close review of … [Read more...]

Filed Under: Mortgage Rates Tagged With: Job Creation, Jobless Claims, Mortgage Rates

Bob Ramalho June 20, 2016

What’s Ahead For Mortgage Rates This Week – June 20, 2016

Mortgage rates fell after Federal Reserve policymakers decided not to raise the Fed's target federal funds rate. The Federal Open Market Committee cited ongoing concerns over global financial and economic developments and slow jobs growth as factors in its decision not to raise rates. Fed Chair Janet Yellen emphasized the committee's decision-making process is not predetermined and said that ongoing review of current and developing news is significant to monetary policy decisions. Last week's … [Read more...]

Filed Under: Mortgage Rates Tagged With: Jobless Claims, Mortgage Rates

Bob Ramalho May 16, 2016

What’s Ahead For Mortgage Rates This Week – May 16, 2016

Last week's economic news included reports on retail sales and consumer sentiment along with weekly releases on new jobless claims and mortgage rates. Retail sales jumped 1.30 percent in April as compared to the March reading of 0.30 percent. Retail sales excluding the automotive sector rose from 0.40 percent growth in March to 0.80 percent growth in April. Both retail sales reports exceeded expectations. Growth in consumer spending suggests higher confidence in economic conditions and may lead … [Read more...]

Filed Under: Mortgage Rates Tagged With: Jobless Claims, Mortgage Rates

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