Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho May 7, 2025

How to Keep Your Purchase on Track And Overcoming Home Buying Delays

Buying a home is one of the most exciting milestones in life, but it’s also a process that can sometimes come with unexpected delays. Whether it’s financing hiccups, inspection issues, or paperwork snags, knowing how to keep your purchase on track can make a huge difference. Here’s what you can do to stay proactive and keep moving forward toward your dream home. Get Pre-Approved, Not Just Pre-QualifiedOne of the first steps to avoid delays is getting pre-approved for your … [Read more...]

Filed Under: Home Buying Tips Tagged With: First Time Buyer, Home Ownership, Real Estate Advice

Bob Ramalho May 6, 2025

Why Timing Your Home Purchase Right Matters More Than You Think

For many people, buying a home is one of the most significant financial decisions they’ll make in their lifetime. It’s easy to get caught up in the excitement of home shopping, but it’s crucial to consider more than just the aesthetic appeal of a property. Timing is everything, especially in the world of mortgages. If you’re thinking about buying a home, it’s essential to understand how timing can impact your mortgage rate and overall purchasing power. Whether … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Ownership, Mortgage Rates, Real Estate Advice

Bob Ramalho May 2, 2025

Why Some Homes Come with Deed Restrictions You Shouldn’t Ignore

When buying a home, most buyers focus on location, price, and features. However, deed restrictions—legally binding rules that dictate how you can use your property—are equally important. Ignoring them can lead to unexpected limitations and challenges. What Are Deed Restrictions? Deed restrictions, also known as restrictive covenants, are rules placed on a property’s deed by developers, homeowners’ associations (HOAs), or local governments. Unlike zoning laws, which are … [Read more...]

Filed Under: Real Estate Tips Tagged With: Deed Restrictions, Home Ownership, Real Estate

Bob Ramalho March 25, 2025

Buying a Home with Friends: A Growing Trend in Homeownership

For many aspiring homeowners, skyrocketing prices and strict lending requirements have made purchasing a home feel out of reach. But instead of giving up on the dream, some buyers are getting creative by teaming up with friends to buy a home together. This unconventional approach to homeownership is gaining popularity, especially among millennials and Gen Z buyers who value financial flexibility and shared responsibilities. But is buying a home with friends the right move for you? Let’s … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Home Ownership, Real Estate

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