When you find a home you love, it is easy to get swept up in the excitement. But before you picture furniture placement or favorite paint colors, it is important to understand what the insurance landscape looks like for the property. Homeowners insurance is not only required by most lenders, it also protects your investment, your finances, and your peace of mind. As real estate professionals, we advise buyers to ask key insurance questions early so they avoid surprises and choose a home that … [Read more...]
Do I Need Flood Insurance Coverage For My Home?
One of the most important overlooked form of insurance for homeowners is Flood Insurance. Flood damage is not covered on a typical homeowners insurance policy. Although sometimes FEMA (the Federal Emergency Management Agency) provides help for victims of flood damage, it does not provide coverage for personal property, and is often defined as a loan and must be repaid. Flood Insurance for Homeowners: What Does it Cover? Depending on the type of flood insurance you carry, it covers various … [Read more...]
Ways to Lower Your Homeowners Insurance Costs
With the cost of everything rising, homeowners are looking for ways to save wherever they can. One expense that often gets overlooked is homeowners insurance. While it is essential to protect your investment, there are ways to lower your premiums without sacrificing coverage. Here are some strategies to help you secure quality insurance at a fair price. Shop Around for the Best RatesInsurance rates can vary significantly between providers, so it pays to shop around. Compare quotes from multiple … [Read more...]
Choosing the Right Homeowners Insurance for Your Needs
Buying a home is one of the most significant investments you’ll make in your lifetime. But it’s not just about purchasing the property itself—it’s also about protecting it. Homeowners insurance is a crucial part of homeownership, offering financial protection against damage or loss caused by unexpected events like accidents, natural disasters, or theft. Whether you're a first-time homebuyer or an experienced homeowner, choosing the right homeowners’ insurance can be … [Read more...]
