Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 31, 2025

The Benefits and Drawbacks of Graveyard Properties

Would you feel comfortable living near a cemetery, or does the idea give you pause? For some, it’s no issue, while others might consider it a deal-breaker. With over 144,000 cemeteries in the U.S., many are located near residential neighborhoods, making it a common scenario for homebuyers. But does proximity to a graveyard affect your lifestyle or your home’s value?  The Pros 1. Cemeteries Offer Green, Undeveloped SpacesGraveyards are often beautifully landscaped and … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Affordable Homes, Home Buying Tips, Real Estate Decisions

Bob Ramalho January 28, 2025

Difference Between a Home Inspection and a Home Appraisal

When buying or selling a home, you'll likely encounter both a home inspection and a home appraisal. While these processes are essential for ensuring a smooth real estate transaction, they serve different purposes and involve unique evaluations. Understanding the differences between a home inspection and a home appraisal can help you navigate the home-buying or selling process more confidently. What Is a Home Inspection? A home inspection is an in-depth evaluation of a property’s condition. … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Tips, Home Inspection, Real Estate 101

Bob Ramalho January 15, 2025

How Much Money Do You Really Need to Save to Buy a House?

One of the biggest questions future homeowners ask is, “How much do I actually need to save before buying a home?” The answer depends on a few key components, but don’t worry—it’s easier to break down than you might think! Here’s an overview of what you need to save to step into homeownership confidently. 1. The Down Payment The down payment is the first major cost to consider. The traditional 20% down payment isn’t your only option anymore. Many loan … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Budgeting For A Home, Home Buying Tips, Saving For A Home

Bob Ramalho January 7, 2025

The Benefits of Buying a Home in January

When most people think about buying a home, the spring and summer months often come to mind. After all, that’s when the market is buzzing with activity. However, what many don’t realize is that January can be one of the best times to purchase a home. From motivated sellers to financial benefits, buying during the winter months offers several unique advantages for savvy homebuyers. Here’s why you should consider making your move in January. 1. Motivated Sellers The holiday … [Read more...]

Filed Under: Real Estate Tips Tagged With:  Buy A Home In January,  Real Estate Advice, Home Buying Tips

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Recent Articles

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