Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 24, 2021

Locked in a Bidding War? 3 Tactics That Will Ensure That You Reign Supreme with a Winning Bid

Bidding wars can be ugly, nasty things - but with the right tactics, you can come out a winner without having to double your offer. Welcome to basic training - today, you'll learn how to navigate the obstacle course that is a real estate bidding war and come out on top. Put these three strategies to use and you'll easily win the home of your dreams. Offer To Pay The Deposit In Cash It's not usually wise to make a down payment in cash, but paying cash for the deposit is a brilliant strategy that … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotations

Bob Ramalho August 12, 2021

Buying Real Estate vs. Buying Stocks: Here’s Why a Home Should Be Your Priority

Once you're done with debt and you've started to save, it's commonly the case that you'll start hearing about the risks and rewards of investing in stocks or real estate. Unfortunately, it can be difficult for many people to know what type of investment is going to work better for them down the road. If you're currently considering what you should put your money into, here are some reasons you may want to turn to real estate. It's Something You Can See While investing in the stock market will … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho August 4, 2021

Real Estate Terms: The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you're currently looking for a home and are considering your loan options, you may have even heard the term 'Debt to Income' ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment. Determining Your 'Debt to Income' Ratio It's important to consider what exactly your DTI ratio is before your home … [Read more...]

Filed Under: Real Estate Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho July 28, 2021

House Hunting in a New City? Three Ways to Determine Which Neighborhoods Are Up and Coming

If you're moving to a new city and you're looking for an affordable home in a nice neighborhood, one great way to get a fantastic home without paying sky-high prices is by choosing a home in an up-and-coming neighborhood. Communities that are starting to gentrify make it easy to find an affordable home, especially if you buy before the prices start to rise. So how can you spot a neighborhood that's on the rise? Here's what you need to know. Look For Neighborhoods Popular With Artists & Young … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Neighborhoods and Communities

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