Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 10, 2025

How Property Taxes Are Calculated and What Every Buyer Should Know

When you are planning to buy a home, there is one number that should never be overlooked: property taxes.Property taxes can have a big impact on your monthly budget and your long-term costs of ownership. Whether you are buying your very first home, moving to a new area, or considering an investment property, it is important to understand how these taxes are calculated. Knowing what to expect will help you avoid surprises and give you a clearer picture of what you can comfortably afford. Property … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Property Taxes, Real Estate Tips

Bob Ramalho July 24, 2025

Why Your Real Estate Agent is Your Secret Weapon

Expert Market KnowledgeYour real estate agent understands the local market in a way that online searches cannot match. They know which neighborhoods are rising in value, where new developments are planned, and what comparable homes are selling for. This knowledge helps you avoid overpaying and ensures you focus on properties that truly fit your goals. Whether buying or selling, your agent uses their market expertise to help you make informed decisions every step of the way. Skilled … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Real Estate Agent, Realtor Advice

Bob Ramalho April 4, 2025

Can You Negotiate the Purchase Price Based on the Home’s History?

When buying a home, negotiating the purchase price is a key part of the process. While factors such as market conditions, comparable sales, and property condition play a role, a home's history can also impact its value. If the property has a notable past such as prior fire damage, flooding, structural issues, or even stigmatized events it can provide leverage for buyers to negotiate a better deal. Here's how to approach negotiations when a home's history is a concern.Understanding the Impact of … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Home Purchase, Real Estate Negotiation

Bob Ramalho March 19, 2025

10 Steps to Buying a Home with Confidence

Buying a home is a major milestone, but it can also be overwhelming. Understanding the process will help you navigate each step with confidence. Here’s a simplified guide to buying a home: 1. Check Your Credit Score Your credit score impacts your loan approval and interest rate. Get free reports from Experian, Equifax, and TransUnion to check for errors. A higher score (typically 720+) can secure better loan terms. 2. Determine Your Budget Before house hunting, assess how much home you can … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, New Home Journey, Real Estate

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Recent Articles

  • What to Expect from a Final Walkthrough Before Closing
  • Making a Winning Offer Without Overpaying
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  • What’s Ahead For Mortgage Rates This Week – September 15th, 2025
  • Everything You Need to Know About Home Appraisals
  • How Property Taxes Are Calculated and What Every Buyer Should Know
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